<p>Median student debt for medical graduates exceeds $200,000, while residency salaries average about $60,000. Current law requires residents to accrue interest on loans during training, even if payments are paused. For cleft and craniofacial specialists, this added burden can discourage doctors from pursuing specialized care or practicing in underserved areas.<br /><br /></p>
<p>The Resident Education Deferred Interest (REDI) Act would allow medical and dental residents to defer student loan payments interest-free during their training. This legislation recognizes the unique financial challenges faced by residents, who often earn modest stipends while carrying high levels of student debt. By easing this burden, the REDI Act helps ensure patients—especially those with cleft and craniofacial conditions—have access to trained providers.<br /><br /><br /></p>